Anything you submit over our website is 100 percent, fully secure. And we never share it with anyone except with your permission -- that is, if you're giving us information you want us to use to get you the best loan, we use that information to tell mortgage lenders about you and convince them to loan you money. In turn, those mortgage lenders are bound by federal law to keep your information secure.

Here is a list of the information mortgage lenders will use to consider your loan application.

Social Security Number: Borrower and co-borrower if applicable

Employment History for the last two years:
Employer's name, employment dates, addresses, salary, phone numbers, and W-2 forms

Current pay stubs: (covering 30 consecutive days)

Checking and Savings Accounts and Certificates of Deposit:
Location of bank accounts, account numbers and balances;
Address of bank if out of town
Last 2 months' statements

Stocks, Bonds, and Investment Accounts:
Broker's name and address, description of stocks, bonds, etc.
Last 2 months' statements or copies of stock certificates

Life Insurance Policies:
Insurance company, policy number, face amount, and cash value

Retirement Plan:
Approximate vested interest value
Copy of latest statement

Automobiles:
Make and model of automobiles and their resale value

Other Assets:
Market value of personal and household property

Liabilities and Other Non-Mortgage Debt:
Creditors names, addresses, account numbers
Monthly payments and balances

If you're self-employed:
Two years tax returns (both company and personal),and profit and loss statements
If more than two months into the new fiscal year, current balance sheet and profit and loss statement must be signed by a CPA.

If you have income from:
Commission
Overtime
Bonus
Partnership
Rental Property
Trust
Notes Receivable
Interest/Dividends
You'll need two years' personal federal tax returns

If employed in family business
Personal federal income tax returns and all schedules for the past two years

If divorced or separated
Complete executed divorce decree and settlement agreement.
Payment history of alimony/child support over the past 12 months, if it is a financial obligation
If you choose to consider this as part of your income (you don't have to), be prepared to provide 12 months canceled checks or bank statements reflecting income deposits.

Name and address of all mortgage lenders for the past 24 months, account numbers, monthly payments and balances

If you've sold your home but not closed:
A copy of the sales contract

If you've sold your home, closed, and you will use the proceeds for your new down payment:
A copy of the HUD-1 Uniform Settlement Statement

Name, address and phone number of landlords for the past 24 months

Purchase sales contract or offer to purchase and all addenda
Furnish contract with original signatures of buyer and seller

If a source of your down payment is a gift:
Name, address and relationship of donor.
Gift funds will be verified in both the donor and recipient's accounts.
Note: Not all loan programs allow gifts to be part of your down payment.

For FHA Financing
Evidence of Social Security Number and photo identification

For VA Financing
DD214 and Certificate of Eligibility

For Construction/Perm Loan
Signed construction with cost breakdown, builder plan and specifications